Karla J. McCullough, CFP®, AIF®

Karla is a CERTIFIED FINANCIAL PLANNER™ practitioner and Accredited Investment Fiduciary (AIF®). She works closely with clients to develop customized strategies that support their financial well-being, including portfolio management, retirement income strategies, family wealth planning, wealth preservation, estate planning, and life and long-term care insurance strategies.

With over 25 years of experience in finance — spanning small business and corporate finance as well as personal financial planning — Karla joined McCullough and Associates, LLC in 2011. She earned her Bachelor's Degree in Finance from Missouri State University and brings a wealth of expertise to every client relationship.

She is a Registered Representative of Cetera Financial Specialists LLC and an Investment Adviser Representative of Cetera Investment Advisers LLC. Karla also holds her life, accident, and health insurance license.  Karla participates in completing over 40 hours of continuing education each year.

Karla is actively involved in the community as a member and former board member of the Greene County Estate Planning Council, a member of the Community Foundation of the Ozarks’ Professional Advisors Council, and The Network for Springfield's Young Professionals. She has also served on various PTA/PTO boards in the Nixa School District.

Outside the office, Karla enjoys spending time with her family and friends, hiking, traveling, cycling, scuba diving, and reading.

Why Choose a CFP® Professional?

No matter where you are in life, CFP® professionals know how to deliver the highest standard of financial planning service to make sure you’re on the right track. From planning for retirement to saving for college, CFP® professionals are trained to help you develop a comprehensive strategy to reach your short- and long-term financial goals.

Most people think all financial planners are “certified,” but this isn’t true. Just about anyone can use the title “financial planner.” Only those who have fulfilled CFP Board's rigorous requirements can call themselves a CFP® professional.

CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can call themselves a CFP® professional.

Financial planning is a dynamic process. Your financial goals may evolve over the years due to shifts in your lifestyle or circumstances such as an inheritance, career change, marriage, house purchase or a growing family. As you begin to consider how best to manage your financial future, you should feel confident knowing that with a CFP®professional, you’re working with someone committed to providing the highest standard of financial planning.